PRIVACY POLICY

We do the utmost to ensure the privacy of our client information. This principle has guided our business practices and those of our affiliated companies since October 1982.  The ongoing trust our clients, employees and business partners place in us is critical to the success of our business. 

What types of information do we collect and use?

We ask for general information on our website or on the phone, such as your smoking status, your height and weight ratio, your general health, your lifestyle and your family history to help us recommend the insurance company and policy that is the best fit for you.

Why do we collect and use?

Identifying purposes: In the course of doing business, we collect information needed by insurance companies to deliver the products and services requested by our clients. 

Consent: On the insurance application form, the insurance company will ask for and receive your consent to collect, use or disclose your personal information for purposes of determining your eligibility for insurance. 

Limiting Collection: We only collect information necessary for the purposes we identify to you, and only in a fair and lawful way.

Limiting use, disclosure and retention: We use the information only for the purpose for which we collect it, and we destroy the information once it is no longer needed for that purpose. 

Accuracy: We take steps to make sure your information is accurate, complete and up-to-date. 

Safeguards: We protect the confidentiality of your personal information with secure collection and storage procedures, and provide access only to those individuals who need it for its intended purpose. 

Openness: We make information openly available about our privacy policy and practices, through printed material and our Web site. 

Providing Recourse: We are always ready to answer your questions, enquiries or complaints about our privacy principles and practices. 

Please contact our customer service department should you have any questions. From time to time we may also provide you with information concerning other products and services offered to our clients. If you prefer not to receive such information, simply advise us.